Equifax Inc.

(New York Stock Exchange)
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Slightly Bullish +25

BMO cuts target for Equifax stock from USD 179.00 to USD 160.00

Analyst downgrade AI-generated analysis

📈 Equifax reported second-quarter 2026 revenue of USD 1.70 billion, up 10.60 percent year over year.

💰 Adjusted earnings per share reached USD 2.25, surpassing the USD 2.20 consensus estimate.

📉 BMO Capital Markets cut its Equifax price target from USD 179.00 to USD 160.00 following the earnings release.

📉 Goldman Sachs analyst George Tong lowered the stock target to USD 171.00 from USD 199.00 while maintaining a Neutral rating.

⚠️ Management noted that U.S. mortgage conditions were weaker than expected during the earnings call.

🔮 Third-quarter revenue guidance is set between USD 1.68 billion and USD 1.71 billion.

💹 EPS guidance for Q3 ranges from USD 2.15 to USD 2.25 per share.

🏢 The company operates in the Industrials / Consulting Services sector with a market cap of USD 16.4 billion.

📊 Stock price was EUR 124.90 on October 5, 2026, up 0.40 percent versus the prior close.

📈 The stock trades within a 52-week range of USD 137.01 to USD 244.37.

Bullish Signals
  • Equifax Inc. delivered robust second-quarter revenue growth of 10.60 percent year over year, reaching USD 1.70 billion.
  • The company beat analyst expectations for adjusted earnings per share, reporting USD 2.25 versus a consensus of USD 2.20.
  • Management highlighted that the business is diversified across multiple markets, providing resilience against sector-specific volatility.
Risk Factors
  • Major analysts including BMO Capital Markets and Goldman Sachs lowered their price targets following the earnings release due to a reassessment of credit-bureau expectations.
  • Equifax management explicitly stated that U.S. mortgage conditions were weaker than expected, posing a potential headwind for future growth.
  • The divergence between strong quarterly results and analyst downgrades suggests market concerns regarding the sustainability of current performance amidst mortgage sector pressure.
Full Analysis
Equifax Inc. reported strong second-quarter financial results for 2026, with revenue reaching USD 1.70 billion, representing a 10.60 percent year-over-year increase. Adjusted earnings per share came in at USD 2.25, beating the consensus estimate of USD 2.20 by a margin of 2.3 percent. The company's stock traded at EUR 124.90 on October 5, 2026, reflecting a slight gain against the prior close. Despite the positive operating performance, major investment banks have lowered their price targets for Equifax stock following the earnings release. BMO Capital Markets reduced its target from USD 179.00 to USD 160.00 while maintaining a Market Perform rating, citing a broader reassessment of credit-bureau expectations. Similarly, Goldman Sachs analyst George Tong cut his target to USD 171.00 from USD 199.00, keeping a Neutral rating. Management highlighted that U.S. mortgage conditions were weaker than expected during the earnings call, which likely influenced the downgrades. Looking ahead, Equifax provided third-quarter guidance expecting revenue between USD 1.68 billion and USD 1.71 billion, with adjusted earnings per share projected in the range of USD 2.15 to USD 2.25. The company's future performance will depend on its ability to navigate mortgage demand challenges while leveraging its diversified markets businesses. Equifax maintains a market capitalization of approximately USD 16.4 billion and trades within a 52-week range of USD 137.01 to USD 244.37. The divergence between the company's solid quarterly beat and the analyst downgrades suggests investors are weighing current operational success against potential headwinds in the mortgage sector and broader credit-bureau outlook.